ISO Model Merchant Payment Acquiring Platform

Powering Payments Across Australia & APAC

Payhubz operates on the ISO model, connecting acquirers, deploying Sunmi EFTPOS terminals, and delivering Switch, Payment Gateway, and Merchant Acquiring infrastructure across the Asia-Pacific region.

99.99% Uptime
APAC Coverage
Sunmi Certified
EFTPOSPAYHUBZ SWITCHPAYMENT CARD$SETTLEMENTSECUREAUSGJPNZ
Our Services

End-to-end payment infrastructure for the modern acquiring business

End-to-end merchant payment acquiring infrastructure — from terminal deployment to settlement.

Payment Terminal Acceptance

Deploy and manage Sunmi EFTPOS terminals with full onboarding, key loading, authorization, and settlement workflows across Australia and APAC.

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Internet Payment Solutions

Full-featured internet payment gateway supporting eCommerce, digital wallets (Apple Pay, Google Pay, Samsung Pay), QR code, and contactless payments.

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Merchant Acquiring Platform

MX Plus PaaS multichannel acquiring network, covering POS, mobile, and internet acquiring with full merchant management, loyalty programs, digital wallets, and reporting services.

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Merchant Payment Lifecycle

Complete Payment Lifecycle

From merchant onboarding to settlement, every step of the payment journey is managed end to end within our ISO acquiring infrastructure.

01

Onboarding

Terminal deployment, KIF/RKI key loading, KYC verification, dual-auth controls, and merchant activation.

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02

Authorization

Real-time transaction authorization, card scheme routing, merchant inquiry, and reconciliation data flows.

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03

Funds Flow

End-of-day cutover, settlement aggregation, clearing, merchant funding, chargebacks, and exception handling.

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APAC Coverage

Four Markets, One Acquiring Network

Payhubz operates across Australia, New Zealand, India and Thailand, delivering local expertise and seamless cross-border payment connectivity.

SydneyAustraliaAucklandNew ZealandMumbaiIndiaBangkokThailandACTIVE MARKETS4 CountriesAU · NZ · IN · THAustraliaNew ZealandIndiaThailandPAYHUBZ — MERCHANT ACQUIRING NETWORK
4
Active Markets
99.99%
Network Uptime
24/7
Support Coverage
ISO
Certified Model

Powered by Industry Leaders

Powered by Industry Leaders

ProximoSwitch & Payment Gateway
SunmiEFTPOS Terminals
MX PlusPaaS Platform
Latest

News & Insights

Stay ahead of the curve in Australian merchant acquiring and global payments

View All News
Australian PaymentsJuly 2026

Australia's Contactless Payment Adoption Reaches Record High as Merchants Upgrade Terminal Infrastructure

New data shows Australian merchants are accelerating EFTPOS terminal upgrades, with contactless transactions now representing over 95% of in-store card payments.

4 min readRead More
APAC AcquiringJune 2026

APAC Merchant Acquiring Market Set to Reach $2.8 Trillion by 2028 Driven by Digital Wallet Adoption

The Asia-Pacific acquiring market continues its rapid expansion as digital wallets, QR code payments, and cross-border eCommerce reshape the payments landscape.

5 min readRead More
Industry InsightJune 2026

ISO Model Gains Momentum: How Independent Sales Organisations Are Reshaping Merchant Services in Australia

The ISO model is proving its value in the Australian market, offering merchants flexible acquiring solutions and faster onboarding compared to traditional bank channels.

6 min readRead More
Ready to Scale

Start Merchant Acquiring with Payhubz Today

Join the growing network of merchants and acquirers across Australia and APAC powered by the Payhubz ISO platform.