PAYHUBZPROCESSING YOUR TRUST
Internet Payment Solutions

Secure Internet Payment Gateway for the Digital Economy

Full-featured IPG supporting eCommerce, digital wallets, QR code, and contactless payments — with real-time authorization, tokenization, and automated settlement.

Payment Gateway Digital Wallets Settlement
Payment Gateway

ISO 8583 Internet Payment Processing

The Payhubz Internet Payment Gateway connects online merchants to the Proximo Switch via secure HTTPS, processing card-not-present transactions with full 3DS2 support.

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3DS2 Authentication

Strong Customer Authentication (SCA) via 3D Secure 2.0 for all card-not-present transactions.

SSL/TLS Encryption

All payment data transmitted over TLS 1.3 encrypted channels with certificate pinning.

Real-Time Authorization

Sub-second authorization responses via direct connection to Proximo Switch and card schemes.

Fraud Detection

AI-powered fraud scoring with velocity checks, BIN analysis, and behavioral analytics.

Digital Wallets & Contactless

Apple Pay, Google Pay, Samsung Pay & QR

Accept all major digital wallets and contactless payment methods with tokenized transactions and device-bound credentials.

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Apple Pay

Device-bound tokenization via Apple's Secure Element. Biometric authentication.

Google Pay

Cloud-based tokenization with Google's payment network. Android & web support.

Samsung Pay

MST and NFC dual-mode payments with Samsung Knox security.

QR Code Payments

Dynamic and static QR code generation for in-store and online payment acceptance.

Internet Settlement & Reporting

Automated Clearing & Merchant Funding

Internet transactions follow a dedicated settlement path with daily reconciliation, automated clearing, and merchant account funding.

01
1

Transaction Capture

Authorized transactions are captured and queued for end-of-day settlement processing.

02
2

Reconciliation

Transaction records reconciled against scheme files with exception reporting for mismatches.

03
3

Clearing

Net positions submitted to card schemes for interbank clearing and settlement.

04
4

Merchant Reporting

Real-time dashboard with transaction history, settlement reports, and chargeback management.

Start Accepting Internet Merchant Payments

Connect your online store to the Payhubz Internet Payment Gateway and accept all major cards and digital wallets.

Get Started Merchant Acquiring Platform