Merchant Acquiring Platform

Full-Spectrum Merchant Acquiring via MX Plus PaaS

POS, mobile, and internet acquiring with complete merchant management, loyalty programs, digital wallet integration, and reporting — all on one platform.

MX Plus PaaS — Merchant Acquiring Hub Architecture

A unified merchant acquiring platform connecting all channels — POS, mobile, internet — with centralised merchant management and reporting.

POS AcquiringTerminal & SwitchMobile AcquiringmPOS & WalletInternet AcquiringIPG & eCommerceMerchant ManagementContracts & FeesLoyalty & RewardsPoints & RedemptionReporting & AnalyticsBI & DashboardsMX PlusPaaS PlatformACQUIRING HUBMERCHANT ACQUIRING PLATFORM — MX PLUS PaaS — PAYHUBZ
POS Acquiring Services

Management of POS Operations

Comprehensive POS acquiring with remote supervision, configuration management, and full transaction lifecycle support.

ISO 8583 ENCRYPTED ACQUIRING CHANNEL
01
EFTPOS Terminal
Tap · Dip · Swipe
REQUEST ↓
RESPONSE ↑
02
Proximo Switch
ISO 8583 Routing
REQUEST ↓
RESPONSE ↑
03
Card Scheme
Visa / MC / eftpos
REQUEST ↓
RESPONSE ↑
04
Issuer Bank
Approve / Decline
POS MERCHANT ACQUIRING FLOW — PAYHUBZ
01

Remote Supervision & Configuration

Centralized remote management of all POS terminals — firmware updates, parameter changes, and configuration pushes without physical access.

02

Remote Collections Management

Automated end-of-day collection, batch processing, and transaction retrieval from all deployed POS terminals.

03

Consultation & Reporting

Detailed POS performance analytics, transaction reporting, and merchant consultation services.

04

Wallet & Card Operations

Management of wallet configurations, card product parameters, and contactless payment settings across the POS estate.

05

Transactions Management

Money transfers, third-party payments, and full transaction lifecycle management including reversals and adjustments.

06

Loyalty Programs

Management and configuration of merchant loyalty programs, points accumulation, and redemption workflows.

07

QR Code & Contactless

QR code payment acceptance and contactless NFC transaction management across the POS network.

08

Pays Integration

Apple Pay, Samsung Pay, and Google Pay integration with tokenization and device authentication management.

09

Advertisements & Notifications

Management of merchant-facing advertisements and customer notification campaigns via terminal displays.

Internet Acquiring Services

Online Merchant Acquiring & Integration

Full internet acquiring services with eCommerce integration, merchant account management, and security badge personalisation.

SSL / TLS ENCRYPTED PAYMENT CHANNEL
01
Customer
Browser / App
REQUEST ↓
RESPONSE ↑
02
Payment Page
3DS / Tokenisation
REQUEST ↓
RESPONSE ↑
03
Internet PGW
Proximo IPG
WALLET HUB
REQUEST ↓
RESPONSE ↑
04
Card Scheme
Visa / MC / eftpos
REQUEST ↓
RESPONSE ↑
05
Issuer Bank
Auth / Decline
DIGITAL WALLET CHANNELS
Apple Pay
NFC / Device Token
Google Pay
Android / HCE
Samsung Pay
MST / NFC
QR Code
Dynamic QR
INTERNET MERCHANT ACQUIRING FLOW — PAYHUBZ
01

Internet Integration Services

API-based integration with merchant eCommerce platforms, shopping carts, and payment pages.

02

Transactions Management

Full lifecycle management of internet transactions including authorizations, captures, refunds, and voids.

03

Merchant Account Management

Onboarding, configuration, and ongoing management of internet merchant accounts and operations.

04

Reporting Services

Real-time and historical reporting on internet transaction volumes, approval rates, and revenue.

05

Security Badge Management

Management and personalisation of merchant security badges and trust seals for eCommerce sites.

06

Merchant Statements

Automated generation and delivery of merchant statements with full transaction detail.

07

Discounts & Commissions

Management of merchant discount rates, fee structures, and commission calculations.

08

Merchant Loyalty Programs

Configuration and management of internet merchant loyalty and rewards programs.

Full Merchant Management Services

Contracts, Fees & Settlement

End-to-end merchant relationship management covering contracts, fees, settlement modes, and compliance.

01Merchant ContractsFees & Terms02Terminal MgmtRemote Config03Loyalty & RewardsPoints / Redemption04Reporting & BIDashboards05SettlementFunds Flow06Chargeback MgmtDispute HandlingMX PlusPaaS HubACQUIRINGMERCHANT MANAGEMENT PLATFORM — MX PLUS PaaS — PAYHUBZ
01

Merchant Contracts

Management of merchant acquiring contracts, terms, and compliance documentation.

02

Fees & Commissions

Flexible fee structure management with tiered pricing, interchange-plus, and flat-rate models.

03

Settlement Modes

Multiple settlement options including daily, weekly, and custom settlement cycles with direct bank funding.

Join the Payhubz Merchant Acquiring Network

Access the full MX Plus PaaS merchant acquiring platform with POS, mobile, and internet channels under one ISO model.