The ISO Payment Services Platform Built for Merchant Acquiring
Payhubz is an Independent Sales Organisation (ISO) delivering end-to-end merchant payment infrastructure across Australia and the Asia-Pacific region. We connect acquirers, merchants, and technology partners through a single, integrated platform.
Processing Your Trust
We exist to make merchant payment acceptance simpler, faster, and more reliable. From terminal deployment to real-time settlement, Payhubz handles the full payment lifecycle so acquirers and merchants can focus on growing their business — not managing infrastructure.
How Payhubz Works
As an Independent Sales Organisation, Payhubz operates between acquiring banks and merchants. We manage terminal deployment, merchant onboarding, transaction processing, and settlement — acting as the operational layer that connects all parties in the payment ecosystem.
Acquirer Partnerships
We work directly with licensed acquiring banks and financial institutions to extend their merchant acquiring reach across Australia and APAC.
Merchant Onboarding
Full KYC verification, terminal provisioning, key injection, and merchant account activation — handled end-to-end by Payhubz.
Transaction Processing
ISO 8583 message routing via the Proximo Switch, connecting terminals to card schemes including Visa, Mastercard, eftpos, and Amex.
Settlement & Reporting
Automated end-of-day settlement, scheme clearing, merchant funding, and detailed transaction reporting through the MX Plus PaaS platform.
Powered by Proximo Switch & MX Plus PaaS
Payhubz is built on enterprise-grade payment infrastructure. The Proximo Switch provides high-availability ISO 8583 transaction routing, while the MX Plus Platform-as-a-Service delivers merchant management, loyalty, digital wallets, and real-time reporting.
Proximo Switch
High-availability ISO 8583 switch with real-time routing to all major card schemes and acquiring banks.
MX Plus PaaS
Full-featured merchant management platform with loyalty programs, digital wallet integration, and analytics.
Sunmi EFTPOS
Android-based smart terminals with tap, dip, and swipe acceptance — deployed and managed by Payhubz.
Internet Payment Gateway
Hosted payment page and API integration supporting 3DS2, Apple Pay, Google Pay, Samsung Pay, and QR codes.
KIF / RKI Key Management
Secure cryptographic key injection via Key Injection Facility and Remote Key Injection for all deployed terminals.
Chargeback Management
End-to-end dispute handling with representation workflows and scheme compliance management.
Australia & Asia-Pacific
Payhubz operates across the Asia-Pacific region, with primary focus on the Australian market and expansion into key APAC corridors. Our infrastructure supports multi-currency settlement and cross-border acquiring.
Primary market — full terminal deployment, onboarding, and settlement services
Terminal acceptance and internet payment gateway services
Terminal acceptance and internet payment gateway services
Multi-currency settlement and cross-border acquiring
Partner with Payhubz
Whether you are an acquiring bank looking to extend your merchant network, or a merchant seeking a reliable payment acceptance partner, Payhubz has the infrastructure and expertise to support your growth.